Legal
Last updated: 1 July 2026 · Effective: 1 July 2026
By accessing or using Investing Aura (the “Platform”), you agree to be bound by these Terms of Service (“Terms”) and all applicable laws and regulations. If you do not agree with any part of these Terms, you must not use the Platform. These Terms constitute a legally binding agreement between you and the individual operating Investing Aura, a sole proprietor established and resident in Greece, European Union (the “Operator”,“we”, “us”, or “our”).
Investing Aura is an educational and mathematical modelling platform only. Nothing on the Platform constitutes, or should be construed as, financial advice, investment advice, tax advice, legal advice, or any other form of regulated professional advice.
All tools, projections, charts, scenario models, backtests, and outputs generated by the Platform are purely illustrative, hypothetical, and for informational and educational purposes only. They are based on user-supplied inputs and historical data and do not account for your personal financial situation, risk tolerance, tax circumstances, or investment objectives.
The Operator is not a registered investment adviser, financial planner, broker-dealer, or fiduciary under any applicable law, including but not limited to EU Markets in Financial Instruments Directive (MiFID II), the Investment Firms Regulation (IFR), or any Greek financial services law. The Platform does not constitute a financial instrument or a collective investment scheme. Past performance data displayed on the Platform does not guarantee or predict future results.
You are solely responsible for all investment, financial, and purchasing decisions you make. Before making any such decisions, you should seek independent advice from a qualified, licensed financial professional.
You must be at least 18 years of age (or the age of majority in your jurisdiction, whichever is greater) to use the Platform. By agreeing to these Terms, you represent and warrant that you meet this requirement and that you are not prohibited by any applicable law from using the Platform.
Certain features of the Platform require you to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us immediately of any unauthorised use of your account. We reserve the right to terminate accounts, remove content, and cancel subscriptions at our discretion, with or without notice, for conduct that we determine violates these Terms or is otherwise harmful.
Certain features of the Platform are available via a paid subscription (“Premium”). Subscription fees and payment terms are as displayed on the Platform’s pricing page at the time of purchase and may change with reasonable advance notice.
Merchant of Record. All payment processing, invoicing, sales tax collection, VAT compliance, and related obligations are handled exclusively by our authorised Merchant of Record (“MoR”), which may be Paddle (Paddle.com Market Limited, a company incorporated in England and Wales) or Lemon Squeezy (Lemon Squeezy LLC), or such other MoR as we designate from time to time. When you purchase a subscription, you enter into a transaction with the MoR, not directly with the Operator. The MoR is responsible for tax compliance, refunds in accordance with applicable consumer protection law, and payment security. You agree to the MoR’s own terms of service in addition to these Terms.
Subscriptions renew automatically unless cancelled before the renewal date. You may cancel at any time through your account settings or by contacting us. Refunds are governed by the MoR’s refund policy and applicable EU consumer protection law, including the right of withdrawal under Directive 2011/83/EU where applicable.
The Platform and all its content, features, functionality, trademarks, service marks, and logos are the exclusive property of the Operator or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform for personal, non-commercial purposes only. You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any part of the Platform without our prior written consent.
You agree not to:
The Platform is provided “as is” and “as available”, without warranty of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, completeness, or non-infringement. We do not warrant that the Platform will be uninterrupted, error-free, secure, or free of viruses.
To the maximum extent permitted by applicable law, and acknowledging that the Operator is an individual sole proprietor without limited liability status, the Operator’s total aggregate liability to you for all claims arising out of or relating to these Terms or your use of the Platform — whether in contract, tort (including negligence), statutory duty, or otherwise — shall not exceed the total amount you have actually paid to our Merchant of Record in subscription fees for the Platform during the twelve (12) months immediately preceding the date on which the claim arose. If you have not made any such payments, the Operator’s liability shall be limited to €50 (fifty euros).
To the extent permitted by law, in no event shall the Operator be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages, including but not limited to loss of profits, loss of data, loss of goodwill, or loss of investment, even if the Operator has been advised of the possibility of such damages.
Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be limited or excluded under applicable Greek or EU law.
The Platform may integrate with or link to third-party services, including but not limited to Supabase (database infrastructure), the Merchant of Record for payments, and financial data providers. We are not responsible for the practices, content, or reliability of any third-party service. Your use of third-party services is governed by their respective terms and privacy policies.
We reserve the right to modify, suspend, or discontinue the Platform (or any part thereof) at any time, with or without notice. We also reserve the right to amend these Terms at any time. If we make material changes, we will provide reasonable notice (e.g., via email or a prominent in-app notice) at least 14 days before the changes take effect. Your continued use of the Platform after the effective date of any changes constitutes your acceptance of the revised Terms.
We may terminate or suspend your access to the Platform immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Platform will immediately cease. Provisions of these Terms that by their nature should survive termination shall survive, including but not limited to the disclaimer of warranties, limitation of liability, and governing law.
These Terms are governed by and construed in accordance with the laws of the Hellenic Republic (Greece) and applicable European Union law, without regard to any conflict of law principles. Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts of Athens, Greece, except where mandatory consumer protection law in your country of residence affords you the right to bring proceedings before the courts of that country.
If you are a consumer resident in the EU, you may also have access to the European Commission’s Online Dispute Resolution (ODR) platform at ec.europa.eu/consumers/odr.
If any provision of these Terms is held by a court of competent jurisdiction to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.
For any questions regarding these Terms, please contact us at: legal@investingaura.com