Legal
Last updated: 12 October 2026 · Effective: 12 October 2026
Investing Aura (the “Platform”) is operated by G.P.S.C. Mansi-Kontaxis, an individual resident in Greece, European Union (the “Operator”, “we”, “us”, or “our”). You can contact us at legal@investingaura.com.
These Terms of Service (“Terms”) form a legally binding agreement between you and the Operator. By creating an account, making a purchase, or otherwise using the Platform, you agree to these Terms and to our Privacy Policy and Refund Policy. If you do not agree, you must not use the Platform.
Investing Aura is an educational and mathematical modelling platform only. Nothing on the Platform constitutes, or should be construed as, financial advice, investment advice, tax advice, legal advice, or any other form of regulated professional advice, nor a recommendation, offer, or solicitation to buy, sell, or hold any security, fund, property, or other asset.
All tools, calculators, projections, charts, scenario models, backtests, lessons, articles, and other outputs (together, “Outputs”) are generic, hypothetical, and illustrative. They are generated mechanically from the inputs you provide and from historical or assumed data, and they do not take into account your personal financial situation, objectives, risk tolerance, or tax circumstances. No Output is a personalised recommendation.
The Operator is not a registered investment adviser, financial planner, broker, dealer, or fiduciary, and is not authorised or regulated as an investment firm under the EU Markets in Financial Instruments Directive (MiFID II), Greek law, or the law of any other jurisdiction. The Platform does not provide investment services, does not hold or manage money, and does not execute transactions.
You are solely responsible for every investment, financial, and purchasing decision you make. Before making any such decision, you should seek independent advice from a qualified, licensed professional.
Historical market data on the Platform is obtained from third-party and publicly available sources and may contain errors, gaps, delays, or revisions. Where a fund or index does not have a sufficiently long history, some historical series are reconstructed by combining the returns of closely related funds or share classes; such series are approximations and will differ from what any actual investment returned.
Backtested and simulated results are hypothetical. They are prepared with the benefit of hindsight, do not reflect actual trading, and may not reflect all fees, taxes, trading costs, currency effects, or other real-world factors. Past performance, whether actual or simulated, is not a reliable indicator of future results. We do not guarantee the accuracy, completeness, or timeliness of any data or Output.
You must be at least 18 years of age (or the age of majority in your jurisdiction, if higher) to use the Platform. By using the Platform, you confirm that you meet this requirement and that you are not prohibited by any applicable law from using it. You are responsible for ensuring that your use of the Platform complies with the laws of the place where you live.
Some features require an account. You must provide a valid email address, keep your credentials confidential, and notify us promptly of any unauthorised use. You are responsible for activity under your account. Accounts are personal: you may not share your account or your paid access with others.
The Platform offers a free plan and paid Premium access, available as a monthly subscription (“Monthly”) and, while the offer is available, as a one-time purchase (“Lifetime Access”). The features included in each plan and their prices are as shown on the pricing page at the time of purchase. Prices shown include any applicable VAT or sales tax, which our Merchant of Record calculates based on your location.
Merchant of Record. Our order process is conducted by our online reseller Paddle.com (Paddle.com Market Limited). Paddle.com is the Merchant of Record for all our orders: it sells Premium access to you, processes your payment, issues your invoice, collects applicable taxes, and handles billing enquiries and refunds. Your purchase is also subject to Paddle’s Buyer Terms.
Monthly subscriptionsrenew automatically each month at the then-current price until cancelled. You can cancel at any time from your dashboard; cancellation takes effect at the end of the current billing period, and you keep Premium access until then. We will give you at least 30 days’ notice by email before any price increase applies to your subscription, and you may cancel before it takes effect.
Lifetime Access is a one-time payment that gives you Premium access for as long as the Platform is operatedby us or by a successor under Section 17. “Lifetime” refers to the lifetime of the Platform, not the lifetime of the purchaser. No recurring fees apply.
You may request a full refund within 14 days of your Lifetime Access purchase or your first Monthly payment, as described in our Refund Policy. When a refund is issued, or a payment is reversed through a chargeback, the related Premium access ends.
If you are a consumer in the EU, the UK, or another country with similar law, you also have any statutory right of withdrawal and other rights that the law gives you. Nothing in these Terms limits those rights.
You keep ownership of the inputs, scenarios, portfolios, and other content you save on the Platform (“Your Content”). You grant us a limited, non-exclusive licence to store, process, and display Your Content solely to operate and provide the Platform to you. You are responsible for Your Content and should not enter information you are not entitled to use. If you send us feedback or suggestions, we may use them freely without obligation to you.
The Platform and its software, design, text, lessons, graphics, and trademarks are owned by the Operator or its licensors and are protected by intellectual property laws. We grant you a limited, personal, non-exclusive, non-transferable, revocable licence to use the Platform for your own personal, non-commercial education. You may not copy, redistribute, resell, modify, or create derivative works of any part of the Platform without our prior written consent.
You agree not to:
We continuously develop the Platform and may update, improve, or change its features. We will not make a change that materially reduces the paid features you have purchased unless there is a valid reason, such as a legal or regulatory requirement, a security issue, the loss of a third-party data source or service, or a technical necessity. Where such a change negatively affects your access to paid features more than minimally, we will tell you in advance by email, and if you are a consumer you may be entitled under applicable law to terminate your contract and receive a proportionate refund.
The Platform relies on third-party services, including hosting, database, authentication, analytics, and payment providers, and links to third-party websites. We are not responsible for third-party websites or services that we do not control, and your use of them is governed by their own terms and privacy policies.
To the extent permitted by law, the Platform and all Outputs are provided “as is” and “as available”, without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Platform will be uninterrupted, error-free, or secure.
If you are a consumer, you have legal rights in relation to digital content and services that are not as described or not fit for purpose (including the legal guarantee of conformity under EU law). Nothing in these Terms affects those statutory rights.
To the maximum extent permitted by applicable law, the Operator’s total aggregate liability to you for all claims arising out of or relating to these Terms or the Platform, whether in contract, tort (including negligence), or otherwise, shall not exceed the greater of (a) the total amount you have paid for the Platform, and (b) €50 (fifty euros).
To the maximum extent permitted by applicable law, the Operator shall not be liable for any indirect, incidental, special, or consequential loss, or for any loss of profits, investment losses, trading losses, or losses resulting from decisions made in reliance on any Output.
Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, for wilful misconduct or gross negligence, or for any other liability that cannot be excluded or limited under applicable law.
You may stop using the Platform at any time and may ask us to delete your account by contacting support@investingaura.com.
We may suspend or terminate your account, without refund, if you materially breach these Terms (including by sharing or reselling access, abusing refunds or chargebacks, or misusing the Platform), or where we are required to do so by law. Where reasonably possible, we will tell you the reason and give you an opportunity to respond.
If we close your paid account for any other reason while we continue to operate the Platform, we will give you at least 30days’ notice and refund the amount you paid for Lifetime Access, or for Monthly, the unused portion of your current billing period.
Sections that by their nature should survive termination (including Sections 2, 3, 9, 10, 14, 15, and 18) survive it.
We may transfer our rights and obligations under these Terms to a company or other legal entity that we establish or control, or to a successor that acquires the Platform, provided this does not reduce your rights under these Terms. We will notify you of any such transfer. You may not transfer your rights or obligations under these Terms without our written consent.
These Terms are governed by the laws of Greece and applicable European Union law. If you are a consumer, you also keep the protection of any mandatory provisions of the law of your country of residence, and you may bring proceedings in the courts of that country. Otherwise, the competent courts of Greece have jurisdiction.
If you have a complaint, please contact us first at legal@investingaura.com. We will try to resolve it informally within 30 days.
We may update these Terms from time to time. If we make material changes, we will notify you by email or through a prominent notice on the Platform at least 14 days before they take effect. If you do not agree to the changes, you may stop using the Platform and cancel your subscription before they take effect. Changes will not reduce the scope of Lifetime Access you have already purchased, except as permitted under Section 12.
These Terms, together with the Privacy Policy and Refund Policy, are the entire agreement between you and us regarding the Platform. If any provision is found invalid or unenforceable, the remaining provisions remain in full effect. Our failure to enforce a provision is not a waiver of it. Neither party is liable for delays or failures caused by events beyond its reasonable control. If these Terms are translated, the English version prevails to the extent permitted by law.
For questions about these Terms: legal@investingaura.com. For account and billing support: support@investingaura.com.